Top 5 Cryptocurrencies That Deserve Your Attention in 2022

This is a top 5 list of the best cryptocurrencies to invest in and hold in 2022. As an investor, it’s important to know that it is not possible to predict which currencies will have great success. However, by doing your research and knowing as much as possible about a currency, you can increase your chances of investing in something potentially rewarding. This article, while written in May 2022, recommends coins that should continue to grow throughout the next few years.


Stellar is a decentralized network that connects people, banks, and payment systems. Their native currency for these transactions is the cryptocurrency Stellar Lumens (XLM).

The blockchain network allows users to send money cross-frontier quickly and nearly free of charge. It facilitates trade between currencies and assets in an open marketplace called the Stellar Decentralized Exchange (SDEX).

When you send money through this platform— there are no middlemen involved— just like Bitcoin! However, unlike Bitcoin, which aims to be purely digital cash that you can only use on web-based services like Coinbase or Localbitcoins. Stellar uses its cryptocurrency. 

Crypto has many more uses than just sending money online. In fact, it can be used as a store of value similar to gold today while also being able to make purchases directly from merchants who accept XLM as payment!


Cardano is a fully open-source, blockchain project and cryptocurrency. It is developing a smart-contract platform that seeks to deliver more advanced features than any protocol previously developed.  

Cardano is built on scientific philosophy and uses peer-to-peer technology. It is the first generation of cryptocurrencies to use this technology, supported by highly-skilled developers with advanced degrees in cryptography and computer science from around the globe. 

Cardano aims to be an advanced smart-contract platform capable of running financial applications used by individuals or companies. The project aims to provide a platform that will run currencies like USD or Euro etc, and those who need fast transactions at low costs without sacrificing security or trustworthiness—something Bitcoin has failed to achieve entirely due to its limitations!


NEO is a blockchain platform and cryptocurrency that allows for the digitization of assets and is designed to build a scalable network of decentralized applications. It was created in 2014 by Da Hongfei and Erik Zhang. The project aims to digitize assets using smart contracts, which are self-executing pieces of code that can be used on the NEO blockchain instead of Bitcoin’s own native scripting language. 


 Ethereum is the biggest rival to Bitcoin, with a larger market cap than all other cryptocurrencies besides Bitcoin. It is different technologically in that Ethereum was designed with smart contracts in mind, while Bitcoin is used exclusively as a store of value.

 Ethereum is a cryptocurrency that uses blockchain technology to facilitate transactions. This statement means that transactions are transparent and can be verified by anyone at any time — but also that no one entity controls the currency or your funds when you use it.

 Smart contracts are pieces of computer code stored on the Ethereum network that execute tasks when certain conditions are met. This lets you set up agreements between multiple parties without having trust issues or needing an intermediary like a lawyer involved — saving you time and money in the long run!


NEM is a peer-to-peer cryptocurrency and blockchain platform launched on March 31, 2015. The NEM blockchain software is used in a commercial blockchain called Mijin, which is under testing by financial institutions and private companies in Japan and internationally.

NEM has a stated goal of a wide distribution model and has introduced new features in blockchain technology in its proof-of-importance (POI) algorithm, which is based on the Pareto principle for wealth distribution. This algorithm determines how big your reward will be when you stake your coins for a period of time, based on how many coins you own versus how many other people own them.

The cryptocurrency market is a volatile space, and things can change overnight. As a result, we recommend you invest what you are willing to lose, learn as much as you can, and only invest in cryptocurrencies that you believe have real-world use cases. Over time it’s easy to see from the past that most cryptocurrencies have risen and fallen many times. However, the winners are usually well worth your investment as it becomes clear that cryptocurrency is here to stay!

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